Aviation Insurance Solutions for Aircraft Owners & Operators
Aviation carries unique risks that standard insurance policies simply can’t address. From aircraft hull values and passenger liability to pilot qualifications and regulatory compliance, aviation insurance requires deep industry expertise and access to aviation-approved carriers.
Why Aviation Insurance Requires Specialized Expertise
Aviation risks differ significantly from other commercial insurance exposures due to:
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High-value mobile assets
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Passenger injury exposure
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Pilot experience requirements
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FAA regulations and compliance
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Weather-related and operational hazards
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Complex liability limits
Most general insurance brokers lack access to aviation markets. MHP Group works directly with aviation-specific underwriters who understand aircraft operations and regulatory risk.
Who We Insure
Private Aircraft Owners
Business Aviation Operators
Charter & Air Taxi Services
Flight Schools & Instructors
Aircraft Management Companies
Fixed Based Operators (FBOs)
Maintenance, Repair & Overhaul (MRO) Providers
Aviation Manufacturers & Suppliers
Why Choose MHP Group for Aviation Insurance?
1. Aviation Industry Expertise
We understand aircraft operations, FAA requirements, and underwriting criteria.
2. Access to Aviation Insurance Markets
We work with carriers that specialize exclusively in aviation risk.
3. Customized Coverage
Every policy is tailored based on aircraft type, usage, and pilot experience.
4. Regulatory & Contractual Compliance
We help ensure your insurance meets FAA requirements, lease agreements, and lender obligations.
5. Claims Advocacy
When incidents occur, we advocate for you throughout the claims process.
Our Aviation Insurance Placement Process
1. Risk Review
We assess aircraft usage, pilot qualifications, and operational exposure.
2. Carrier Selection
We match your risk profile with aviation-approved insurers.
3. Policy Structuring
Coverage limits, deductibles, and endorsements are customized.
4. Ongoing Support
As aircraft, pilots, or operations change, we adjust coverage accordingly.
Frequently Asked Questions About Aviation Insurance
Is aviation insurance required?
While not federally mandated for private owners, aviation insurance is often required by lenders, airports, and charter regulations.
How is aircraft value determined?
Aircraft hull coverage is typically written on an agreed value basis determined at policy inception.
Does aviation insurance cover pilot error?
Yes, when policies are properly structured and pilot requirements are met.
How much does aviation insurance cost?
Costs depend on aircraft type and value, pilot experience, flight hours, usage type, and claims history.
Can multi-aircraft fleets be insured under one policy?
Yes. We specialize in fleet aviation insurance programs.
Get an Aviation Insurance Quote Today!
Aviation insurance isn’t just about compliance—it’s about protecting lives, assets, and long-term financial stability.
MHP Group delivers aviation insurance solutions built for real-world flight risk—not generic assumptions.