MHP Group Insurance Blog
Cannabis Crop Insurance: Living Plant Coverage for Growers, Cultivators & Indoor Facilities
Quick answer: Cannabis crop insurance, often discussed as living plant coverage, is designed to help cannabis growers and cultivation businesses protect plants, harvested stock, and related revenue exposure from certain covered losses. For indoor grows, greenhouses,...
Influencer Brand Deal Insurance Requirements: What Creators Should Know Before Signing a Contract
Brand deals can turn social media content into a real business. A single sponsored post, affiliate campaign, product collaboration, podcast mention, YouTube integration, TikTok partnership, or long-term ambassador agreement can create meaningful revenue for an...
Cannabis Business Interruption Insurance: How Cannabis Companies Protect Revenue After a Shutdown
Cannabis businesses operate in one of the most interruption-sensitive industries in the country. A fire, theft event, equipment failure, power outage, water damage incident, regulatory shutdown, transportation loss, or covered property claim can stop revenue almost...
Cannabis Certificate of Insurance Requirements: What Operators Need Before Signing Leases, Vendor Agreements, and Funding Deals
A cannabis certificate of insurance, often called a COI, may seem like a simple document. But for licensed marijuana businesses, it can become one of the most important pieces of paperwork in a lease negotiation, vendor agreement, distribution contract, financing...
Cannabis Transportation Insurance: Delivery, Distribution, Auto Liability & Cargo Risk
Cannabis businesses spend a lot of time protecting their retail locations, cultivation facilities, manufacturing equipment, and inventory. But one of the most vulnerable points in the cannabis supply chain often happens between locations: transportation. Whether...
Cannabis Equipment Breakdown Insurance: What Growers, Processors, and Dispensaries Need to Know
Cannabis businesses depend on specialized equipment every day. A cultivation facility relies on HVAC systems, grow lights, irrigation, dehumidification, electrical panels, fertigation systems, security equipment, and environmental controls. A processor may depend on...
Cannabis Product Recall Insurance: What Dispensaries, Growers, and Manufacturers Need to Know
Product recalls can be one of the most expensive and disruptive events a cannabis business faces. Whether the issue involves contamination, incorrect THC potency, mislabeled packaging, failed lab testing, mold, pesticide exposure, foreign materials, or a regulatory...
Cannabis Delivery Insurance: What Dispensaries, Couriers, and Transport Operators Need to Cover
Cannabis delivery is no longer a side operation in many markets. For dispensaries, multi-location operators, and licensed transport businesses, delivery has become a meaningful part of revenue, customer experience, and market reach. But it also introduces a different...
Cannabis Insurance for Landlords: How to Insure Property Leased to Dispensaries, Growers, and Cannabis Tenants
Cannabis Insurance for Landlords: How to Insure Property Leased to Dispensaries, Growers, and Cannabis Tenants Leasing commercial property to a cannabis business can create a major opportunity for landlords, but it also introduces insurance questions that many...
Cannabis Product Recall Insurance: How Dispensaries, Brands, and Manufacturers Reduce Financial Risk
Cannabis businesses face more than theft, property damage, and general liability exposures. One of the biggest blind spots in the industry is recall risk. If a cannabis product is mislabeled, contaminated, improperly packaged, or linked to adverse consumer effects,...
Cannabis Insurance Due Diligence: What Investors, MSOs, and Lenders Look for Before Funding a Cannabis Business
The cannabis industry continues to attract billions in investment as legalization expands across the United States. However, investors, lenders, and private equity firms are becoming increasingly cautious about risk exposure in cannabis operations. One of the most...
Cannabis Insurance for Multi-State Operators (MSOs): Risk Management and Coverage Strategies as the Industry Expands
The cannabis industry is no longer limited to small local dispensaries and single-state cultivators. As legalization spreads across the United States, a growing number of cannabis companies operate across multiple states. These businesses, commonly called Multi-State...